Retirement…

… seems such a long way to go, but nobody can be too sure with what the future holds, and how it will turn out. As an individual, we all have aspirations and goals that we want to accomplish. Even when I was still single, I have had plans of having my own house in the city, a rest house in a province, preferably one that I can consider a hacienda, my own car, and a business. Now that I am married, I still dream of the same things, only this time, it is a bit specific.

Babe and I often talked about our financial goals. Having almost done with the car payments, we are now at a level wherein we are planning to build our own house. We often discuss what we want to have in terms of divisions, materials, styles, and such. Aside from building our own house, we also plan to invest.

You see, I am often lurking in the blogosphere. I usually read informative mommy blogs and am quite please to say that I really learn from them. I stumbled upon this ebook by Bo Sanchez entitled, My Maid Invests in the Stock Market, and Why You Should Too. On this ebook, he talked about the method on how to divide his maid’s salary in order to manage ┬átheir money better. Babe and I agreed that this is the best way to go, however, we have not decided yet on the percentages and how it should be divided.

Today, I read about this article through an FB post. On this article, it discussed how we can prepare our retirement funds. You can read about the article here. These types of material makes me want to pull the rest of the days until we are done with the payments. Tama ang article. There is no need to use a credit card. No buts, no unless, or whatever. Cash payment lang. I also found the part about being insured interesting. Akala ko before, an insurance is optional. Somehow, the short part that talked about it is something na naintindihan ko talaga. I will no longer take that for granted and will make it a point to have one once our fund is sufficient.

I can go on and on about the importance and more on our plans, but I feel, torture ito for me as we still have a couple of months to go before we can finally make our move. For now, we will continue with making ends meet and be wiser with our choices that involves finances.

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